Hi. My dad is in a weird situation with this credit repair company. I’m the one who is in contact with them when it comes to communication. This is the background: my dad needed to buy a new car so he checked his credit and we noticed several fake accounts so it turned out that a while back his info was used to open several accounts. So we filed a police report and a family friend recommended a credit repair office to get his credit fixed because my dad’s credit score has always ranged between 770-800+. I also checked mine to see if everything is fine and it was, except I noticed a few minor discrepancies in terms of addresses etc so I also used the opportunity to get those minor issues fixed for myself, but the problem here is my dad.
So I signed a contract with them and paid cash in advance...all is good with me as they made the changes needed. They also cleaned several of those fake accounts and still working on my dad’s case but there was no contract signed between them and my dads fee amount was agreed upon verbally....BIG mistake! So we paid them $2k to start and it was agreed to be fixed for a total of $4k verbally. Then later we paid them another $2k in the process so all was good...or so we thought. Yesterday they contacted us for the last $2k and I said that there is no last $2k as we already paid them $4k as agreed in our house. Now this has turned into a he said, she said thing where they stopped the case and passive-aggressively threatened to put a permanent security freeze on his credit report for none payment.
The problem is this....my dad still has few fake account on his report that’s hurting his high credit score from the past and I also found out that here is no such a thing as a permanent security freeze and unless we have given those specialist the power attorney release, they can’t put any freezes on their own let alone a permanent one, and even if they could, we can easily remove that freeze ourselves. So I feel like these people thought that we are dumb to threaten us that way as if to scare us lol. I also did my research and found out that according to credit and consumer law, these credit repair specialists who charge u from the beginning are acting illegally. By law, they can only take your money when they have done the job so both in my minor case and in my dad’s case they have taken the money upfront!
I have gathered some material against them for this and will let them know of what’s to come as they took so much money from us and didn’t finish the job claiming that $4k was only agreed upon if we had paid them upfront that day in cash, but we don’t remember such a thing said to us at all and we only heard that the total would be $4k. It’s their word against ours now and they stopped working on the case as of yesterday. My job is to get them resume their work and bring this matter to the end for the amount that we already paid them. I feel like if I bring up their illegalities and show them their bluff, they might resume to shut me up. So my question is will they continue working on my dad case to repair his credit and will I succeed in bringing this matter to a successful end because I’m the only one in contact with them and I’m the one handling this situation on behalf of my dad.
I’ll try to read the chart: I’m saturn in my sign....strong position. My dad is 4th house as Venus....exalted in cappy so we are both strong in position in this matter? Is Venus also combust so close to the sun? Does it weaken then? I’m using myself since I’m the one handling everything but should I use my dad’s 7th and 8th house of credit and money or mine considering that we both dealt with the same people BUT this matter is solely regarding my dad? I’ll take his 7th and 8th in case....the credit repair company is 7h mars and in its rulership but in my dad’s 6th. I am also taking my dad’s 8th house here which is ruled by Jupiter and mars is about to conjunct Jupiter. The moon is TOL from me to my dad. Also, my dad as Venus will sextile mars and Jupiter unless the sun will hinder that sextile. Any you guys whether these people will resume the work as it will depend on me and how I handle this. Thank u
So I signed a contract with them and paid cash in advance...all is good with me as they made the changes needed. They also cleaned several of those fake accounts and still working on my dad’s case but there was no contract signed between them and my dads fee amount was agreed upon verbally....BIG mistake! So we paid them $2k to start and it was agreed to be fixed for a total of $4k verbally. Then later we paid them another $2k in the process so all was good...or so we thought. Yesterday they contacted us for the last $2k and I said that there is no last $2k as we already paid them $4k as agreed in our house. Now this has turned into a he said, she said thing where they stopped the case and passive-aggressively threatened to put a permanent security freeze on his credit report for none payment.
The problem is this....my dad still has few fake account on his report that’s hurting his high credit score from the past and I also found out that here is no such a thing as a permanent security freeze and unless we have given those specialist the power attorney release, they can’t put any freezes on their own let alone a permanent one, and even if they could, we can easily remove that freeze ourselves. So I feel like these people thought that we are dumb to threaten us that way as if to scare us lol. I also did my research and found out that according to credit and consumer law, these credit repair specialists who charge u from the beginning are acting illegally. By law, they can only take your money when they have done the job so both in my minor case and in my dad’s case they have taken the money upfront!
I have gathered some material against them for this and will let them know of what’s to come as they took so much money from us and didn’t finish the job claiming that $4k was only agreed upon if we had paid them upfront that day in cash, but we don’t remember such a thing said to us at all and we only heard that the total would be $4k. It’s their word against ours now and they stopped working on the case as of yesterday. My job is to get them resume their work and bring this matter to the end for the amount that we already paid them. I feel like if I bring up their illegalities and show them their bluff, they might resume to shut me up. So my question is will they continue working on my dad case to repair his credit and will I succeed in bringing this matter to a successful end because I’m the only one in contact with them and I’m the one handling this situation on behalf of my dad.
I’ll try to read the chart: I’m saturn in my sign....strong position. My dad is 4th house as Venus....exalted in cappy so we are both strong in position in this matter? Is Venus also combust so close to the sun? Does it weaken then? I’m using myself since I’m the one handling everything but should I use my dad’s 7th and 8th house of credit and money or mine considering that we both dealt with the same people BUT this matter is solely regarding my dad? I’ll take his 7th and 8th in case....the credit repair company is 7h mars and in its rulership but in my dad’s 6th. I am also taking my dad’s 8th house here which is ruled by Jupiter and mars is about to conjunct Jupiter. The moon is TOL from me to my dad. Also, my dad as Venus will sextile mars and Jupiter unless the sun will hinder that sextile. Any you guys whether these people will resume the work as it will depend on me and how I handle this. Thank u
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