With the Yod, frustration caused by inner conflict is the keyword for the inconjunct aspects; they represent imbalances within the psyche that we are often unaware of, and thus create tension or friction in the outer world; until we recognize the source of such imbalances we end up frustrated, irritated or annoyed that we continue to confront similar problems that seem to have no source. In order to gain the benefit of the sextile aspect we must first come to terms with these internalized imbalances. Chiron is about the need for inner healing of some aspect of the self that often keeps us crippled until such time as we understand what the original 'psychological wounding' was. In the 4th House this means that you are prone to misunderstandings or confusion stemming from your early conditioning; In Taurus, this relates to your feelings [and beliefs] about money and security, with Neptune being the ruler of your 2nd House. Perhaps in childhood you experienced hardship, and picked up on the stress of that from your parents, leaving you with a strong sense of insecurity; perhaps your parents emphasized the need for money as being the only source of fulfillment and happiness; or conversely, as in my case,my parents often said that 'money is the root of all evil'. Whatever your parents felt about the need for money was imprinted in your innocent psyche, which later serves as your own beliefs about money. The theme could also be about 'stability and security' affecting what you feel you need to feel secure now. Natal Moon square Saturn also fits with this theme, denoting childhood hardships that adversely affect us psychologically.
Perhaps as an adult you now struggle with accepting the values that were instilled in you by your parents, and this may cause disruption in your life as you try to sort things out. A full analysis of your Yod would take more time to assess, as the implications can be highly variable for each individual. It is interesting that Pluto rules your MC and Neptune rules your 2nd, further reinforcing this theme about the value of money. Typically I would not consider this Yod to be significant, since the apex is not a planet, but I also notice that both Neptune and Pluto form quintiles in the chart which have been recently discussed in the forum. Generally a Yod configuration demands that we pay attention to the negative aspects involved, which are often working at the level of the psyche, and not consciously recognized at the conscious level. These inner tensions and frustrations must eventually be acknowledged on the conscious level, in order to feel the benefit of the original sextile. Is any of this ringing any bells for you?