Your Saturn doesn't look bad to me. First of all, it is strengthened by being in its own sign of Aquarius. (Uranus is the modern ruler of Aquarius, but Saturn is the traditional ruler, and I think they both work.)
Saturn squares Pluto in the 11th house of friendship, where it is strengthened, too, by appearing in its own sign of Scorpio. I would read this as a cautionary note for you to be careful about the friends you choose, and avoid any kind of cruelty, either to them or from them. Both these planets can have a ruthless streak. I also suggest that you "neither a borrower nor a lender be" so far as your friends are concerned.
But the good news about Saturn is that it makes a nice sextile to your sun and trines your MC. If you dedicate yourself to your chosen vocation in life with persistence, patience, and hard work, your money should work out for you.
This would be a placement of cautious investments, money made through your own enterprise rather than others', resourcefulness, and persistence. Saturn square Pluto can indicate bankruptcy, where the second house is involved. So the key to avoid that from happening is to learn Saturn's lessons of deferred gratification and saving for your future. No get-rich-quick schemes!
Let me ask, have you been poor, and have you been able to make do pretty well, nevertheless?
You have a third domiciled planet, the moon in Cancer. It's conjunct Chiron and opposed by Neptune, suggesting that it is easy for you to become disillusioned or have your feelings hurt. It's in a T-square involving your sun in Aries-- the woman warrior placement, especially with Venus in Aries as well. You can be quite a fighter, in the sense that if you really want something you have the spirit to go after it.
What is a UMC family? Just curious.