I would also say 'surrender' is the best word for describing the influence of Pluto. In my case, I happen to have a stellium in the early degrees of Capricorn that includes my natal Sun. Pluto started having its way with that cluster starting January 2010, and it's still burning away whatever I thought was me. Even more exciting is that Uranus is hitting the situation with a square at the same time nowadays. The particular cluster is Sun-Neptune-Mercury that are within orb, though a couple other planets instill their energies by conjunctions as well.
What I've learned is that there isn't a fight to be won; Pluto always does what it's there to do whether you like it or not, it's just a matter of how much of you needs to be burned away, and that's determined by how long you resist it. The deepest depths are called forth by Pluto to be incinerated, either for complete removal or a glorious rebirth. Either way, only the parts that need transformation will resist, and they'll resist until they're gone or reborn through the slow burn.
Personally, I've had my self-expression put through the flames, and Pluto is coming back for it's 5th (yes, 5 times) run-in with my natal Sun, though this last time won't make a fully exact conjunction (less than half a degree away from it). All I can say about the experience is that it's been a hell I'm grateful for, and I'll be even more grateful when it gets far away from my Sun. Concerning Neptune and Mercury, I've lost all belief, regained some beliefs, lost beliefs again, and nowadays I seem to have a pretty simple yet elegant outlook. The two times it was exact on my Mercury, I thought I was going insane. My entire thought process was destroyed. I can actually say I don't think the way I used to, and process things in a much more efficient way now. I know there's still more work to be done though, and Pluto still has to go direct again, so I'm hopeful.
Interestingly, it was when Pluto was within orb of my Mercury the first time that I started seriously studying astrology, and when it was on my Merc I started studying depth psychology more seriously. I'm curious to see what comes of the next pass.
To conclude, surrender is the point, and whatever part of you is fighting Pluto is the part that requires some much-needed purification in the flames. It helps knowing what's going on, though!