Hi Elansome,
You really don't need the 4th ruler for this, as I mentioned earlier.
You are the Moon, he is Saturn. You apply by trine, and the trine will perfect before either of you change signs. When you *do* change signs, you will still be in trine (the Moon will still be in Taurus, I believe), and will both be in better shape.
The Moon is not in a critical degree, but Saturn is. Saturn is about to make a change for the better, leaving his sign of detriment and entering Virgo, where he is much more comfortable.
I think you will meet, as you say (Saturn is in the 3rd of meetings) and you are in the 11th of friendship, amongst other things. Will it develop into a love relationship (assuming this is your intention)? Hard to say, but the Moon collects the light of Venus, 5th house ruler, and gives it to Saturn. It's not very strong, however, and because Venus also rules your personal 'romance quotient', and it is retrograde, you might change your mind about any romantic thing happening!
The ascendant is not too early! Anywhere *before* 3 degrees might be considered a premature question, but the chart could still most likely be read anyway.
In a question like this, you
don't need to look at the 4th house. The 4th is better used for other situations. Relationship questions, 99.9% of the time, can be answered simply by looking at the main significators.
Hope this clears it up a little bit for you.
Best wishes,
AG