In his chart, mercury is the ascedant lord (gemini) and it is in vagra gati. Also Rashi lord mars is in vagra gati.
For gemini, saturn is yogakara planet. he is also in vagra gati in house 5.
Both Mars and Guru are malefic. Guru in house 7 and has aspect over lagna.
At 6th house (debts/job/health/foes), a malefic with ketu are affecting him, i think.
Now, in gochar, saturn will move to 11th house khumba in the beginning of 2023 and should do good.
Rahu in 12th house will make him spend unexpectedly.
Moon represents mother. Moon and Sun are together which means amavasya thithi. The moon is combust. The moon is the lord for 2nd house which means family life. So, mother factor & family set up will be affected, i think.
Now he is running moon's dasa? since 2014 july to 2024 july. 10 yrs. currently venus bhukthi (up to 2024 jan) & next sun bhukthi. Have hope for anything good.
You keep these in mind. As was mentioned above, you take care of finances instead of him.