Julieta, a Lunar return is more of a fine tuning for a Solar Return.
When you see that for instance your 7th house is strongly focussed in the Solar Return and you think that there is a possibility for you to find the love of your life (I am just giving an example here!) then the Lunar Return can show you in which month it is likely to find this new love. You must make 12 Lunar return charts, one for each month, and the month which looks most "energetic" or just jumps out more than the others, might then be the month that things could happen.
You should NEVER panik and NEVER let astrology run your life!
Please, I need some help, now I really panik
First of all try to read more about the meaning of the 8th house. It has to do with Death AND
Life, and psychologically it means that something that is not working in your life anymore, like a relationship for instance, or a friendship, or a job you are doing, has to "Die" so that you can give "Life" to something new. Letting go of useless things is 8th house.
The money of your partner is 8th house, The bank and inheritance is 8th house (other people's money). Research, occult, sex, detectives, deepsea diving, and general transformation is all 8th house.
So if you have an Ascendant or an MC in the Solar Return 8th house, then it could mean that your career or immediate social environment will undergo change,(maybe they are going to build a highway in front of your house (example) which will affect you, or a re-birth or that you will go through that make you look at your career in a new way.
Now, if you also see the month of August in the Lunar Return with that 8th house Asc. in it, then it could mean that in August you could experience some sort of personal transformation (Asc. in 8) or they announce that the highway will have to go through your garden (MC)
Maybe you will have a face lift or a totally new hairdo .Or you will decide to act in a different manner from now on because you have seen that the old way you were behaving, does not suit you anymore or brings you trouble.(Ascendant in 8 again). So you see, really no reason to panic!!
A Lunar return chart you erect on the day when the Moon is exactly conjunct your natal Moon
(the Moon returns to his natal place). Look in the Ephemeries when that is or run a chart in Astrodienst.
Maybe getting some good basic info on astrology (our Education Board)will put your mind at ease. I suggest to start at the beginning, not with predictive astrology. It can become very confusing if your basic astrological knowledge is still weak.
Good luck! Starlink