World Economic Meltdown: How To Survive

Theo

Banned
WORLD AT A CROSSROADS: The Global Economy Crisis
THEO’S 2009-2010 WORLD ECONOMIC ASTROLOGICAL REPORT
How To Survive The 2010s In A New Global Structure

By Theodore White, CSA
Classical Scientific Astrologer

© December 2008
**Free to Disseminate with Author’s Name, Title & Copyright

Enormous world news demands a big report. This is one of them. My World Economic Astrological Report is written as a public service for people who are trying to understand and to find a way out of the mammoth financial crisis that has been sweeping the globe since 2007, and which peaked during the summer and autumn of 2008 with increasing stresses.

See ~ http://www.youtube.com/watch?v=zM79QpaxvOs&feature=related

Also ~ http://www.youtube.com/watch?v=_Vb9oCKFt8k&feature=related

The mounting panics and fear that continues to crisscross the globe with each new revelation of crashing stock exchanges, collapsing investment banks, failing commercial banks, stagnated credit that is forcing everyone: from CEOs, large & small business owners, car dealers, homeowners, consumers ~ nearly everyone ~ to starkly realize that with the combined losses that could amount to $100 trillion before it is all over ~ that the world has suddenly, and radically changed.

Before I outline the world news, the causes and effects of what has taken place globally, I would like to offer some simple solutions to those who are reading this in preparation for the future societal effects that will result from the collapse of the 20th century global economic system, and how to prepare, combat, and to successfully survive these effects in the 21st century.

EFFECTS ON PEOPLE & SOCIETY
See ~ http://www.youtube.com/watch?v=IVRgZ9LizZQ&feature=related

World transits show a series of conjunctions, squares, and oppositions among the outer planets, mainly Mars, Jupiter, Saturn, Uranus, Neptune, and Pluto. In Mundane Astrology, there is a sub-branch of economic prediction and forecasting that seeks to look ahead to future to help others prepare for planetary configurations that directly influence all of our lives.

The coming decade of the 2010s will be very challenging for those who are not prepared to handle the world transits. Much of tensions and stresses of the next decade will be directly tied to the economic collapses of the bubble financial system in the decade of the 2000s. In order to survive the 2010s, it is essential to begin a gradual change beginning in December 2008, and to continue through the years 2009 through 2013 to protect against what I am forecasting to be very difficult times in the mid-to-late 2010s for those who are used to the status quo, and the unprepared.

The deep economic contractions will bring these reactions among the general public ~

• Depression
• Anger
• Public Backlash
• Confusion
• Stress on Families From Moving to New Areas
• Relationship break-ups
• Divorces
• Mental Illness
• Addictions, drug use, and alcoholism
• Desperation
• Rising Crime, burglaries, scams
• Distrust of conservative institutions
• Suicides
• General Tensions & Breakdowns in Communities

HOW TO SURVIVE
One of the keys is to not panic. The recent rushing on commercial banks was fed mainly by the world media and the lack of trust of customers towards ill-liquid banks that were heavily leveraged in the mortgage markets. The currency crisis which is ongoing at the time of writing as seen drops in the currencies of many countries, with the exception of the American dollar and the Japanese Yen, which has risen, and will continue to rise into 2009.

The coming changes in the U.S. presidential administration in 2009 will feature a new era in American politics. The excitement of this new administration will come after eight years of very contentious policies which have been seen as one of the major causes of the economic contraction. The new executive administration in Washington DC, according to transits, will show a much more liberal approach to the current financial crisis, which has been called a “once in a century credit tsunami.”

Because the economic atmosphere has radically changed it is essential for everyone to “think outside the box” in how they relate to others, and to begin to think and behave creatively in their economic dealings. Those who fail to do so will have a more difficult time managing in the years ahead ~ especially during the decade of the 2010s, which will be very challenging for those who failed to outline a plan and to prepare in advance for the continuation of the global economic crisis into the next decade.

To combat the effects of the global economic crisis under the planetary transits of 2009 & 2010, it is advised to:

 Begin to Plan ASAP for the decade of the 2010s
 Find excellent consultants & forecasters to assist you in navigating the future
 Start developing Contacts with people of common good interests
 Get to Know your neighbors
 Avoid unreliable people
 Move to regions that best support you & your family’s lifestyles
 Think differently about how to create & manage finances
 Look into new technologies; especially in Green Energy

The collapse of the 20th century financial system will bring about a new era of trade in the 2010s, which is reflected in the world transits ahead. A major transit will be the coming Jupiter-Uranus conjunction in tropical Pisces in spring, summer, and fall of 2010 and in spring 2011. These conjunctions feature a very strong humanitarian sentiment which will greatly add to the need to adjust to the consequences of the global economy crisis.

In the months and years to come, the world financial crisis will have major impact on the next decade of the 2010s as nations, and communities come face to face with the effects of years of major financial fraud ever witnessed on a global scale in modern times.

This report article seeks to aid those around the world who want to effectively deal with and survive the coming effects of the global economic crisis brought on as a result of nearly twenty-eight years of rampant corruption, excessive materialism and wild speculation and which has brought many countries to their knees in 2007 and 2008.

There are a wide variety of ways to accomplish this; however, it will require many to radically change the way they have been doing business with one another, as well as to open their eyes to the realities of the reasons behind the global theft of trillions of dollars and who has been behind it.

With whole economies are at risk, society will drastically change in the years ahead. These changes will be better handled by those who have not bought into the excessive materialism of the past 28 years. For those that have, the coming years will teach very harsh lessons in the next decade.

This report is written from a global astrological perspective, and will detail some of the planetary configurations and dates that will play a major role in helping people to survive & live with the consequences of the economic turmoil in the years ahead ~ especially through the long decade of the 2010s ~ now less than two years away from the time of writing.

As the world continues to reel from the effects of the global economic crisis afflicting many developed and undeveloped nations, the remaining months of 2008 and the early months of 2009 is an excellent time to plan to navigate the coming world transits in the next decade. Civilization, according to global transits, the world presently, is at a crossroads. Populations will have to act to correct the effects of the world’s financial crisis before the onset of the decade of the 2010s. And time is short…

See Jim Hightower’s report, “The Five Most Wanted Rip-off Artists from Wall Street and Washington” ~

http://www.alternet.org/columnists/..._from_wall_street_and_washington/?page=entire

The nuts and bolts of what is happening to regular people worldwide as a result of the global economic crisis can be witnessed by the summer 2008 collapse of a major California Bank, which was also one of America’s largest mortgage lenders ~

See ~ http://www.youtube.com/watch?v=IVRgZ9LizZQ&feature=related

See ~ http://www.youtube.com/watch?v=Na5tsDaNXWs&feature=related

At this time of writing (October 2008) it is assumed that many commercial banks are controlling the foreclosure markets by forcing down the price of properties to go down. Therefore, buyers of foreclosed properties should be very keen on how to time their purchases.

Read this comment by Michael Weir of California, a state that is suffering the most from the credit crunch and mortgage crisis ~

“See how the banks are manipulating the foreclosure market. You can use this information to buy foreclosures by timing your purchase. The existing home sales came out today with an average loss of $1500 per month for the median US Home price over the last year. Most people have no conception how this is impacting their lives. If you had $200,000 in equity last year, you just lost 7% of your equity. In California, it was probably more. If you had sold your house last year and moved into a rental, you would have zero cost for living in the rental. If you had moved into two specific real estate purchases, you could have increased your capital and retained your mortgage deduction. You would actually be further ahead.

Losses in home equity will accelerate for the next year. If you become underwater in your present equity, you could be stuck in your present property for many years or have to come up with substantial separation money to preserve your credit rating. The foreclosure bailout proposed by the congress is just window dressing in order to forestall a panic. What is going to happen is that this will only delay the panic, not forestall it. If you read the fine print, the lender has to agree to provisions of the bill. How likely is that?

What you see happening in the market today is that 25% of the sales are due to sale of foreclosed homes. Because of the banks holding back inventory, there are at least four (4) bids for every sale. This will change shortly.

The subprime loans that are supposed to reset this summer, means that the house are really going to be back on the market by June 2009. The logic goes like this. The notice of reset for August 2008 has already gone out. In August, the owner of the sub prime loan is going to do his/her best to make the payments. He will get two or three jobs in some cases. Maybe his wife will too. In any case, the owner uses up his savings and cannot make the payments. This takes two months, on average.

The owner realizes it is impossible to continue and finally stops making the payment. His savings are exhausted, and now he has to acquire money to be able to move. He needs the mortgage payment to restore his savings, so he can move. Minimum average move is going to cost $5000 or more. The lender now starts the foreclosure process. Sometimes the lender takes more than 6 months to prosecute the foreclosure. Then there is another month or two in which to prepare the property for sale.

So, let's see how this all adds up. 2 + 6 + 2 = 10. Ten months from August 2008 is June 2009. So the majority of the resets will not even hit the market until June 2009. And the average length of time to sell this property will be 11 months, if not longer. So the minimum time for the market to hit the bottom will be after May 2010. The average price decline, here in California, will be more than $2000 per month. If you invest in property today, you will lose almost all of your equity.

What no says today is that the property that has an equity line of credit will also reset to a higher interest rate once the property falls below 110% of the initial loan amount. This is a huge overhang to the market, and could make these loans now subject to default. Who knows where this will end?

Based on this scenario, what is the best way to make money in real estate today? Sell any real estate that you have, even into today's declining market. Then wait for the turn in the market to buy back, better than ever. That time is more than two (2) years away.

As I write this, the senate just passed the foreclosure help bill. The immediate effect is to raise the interest rates on homes. Why? Because the lenders will now have to calculate how they are going to get a reasonable return on their money that they lend. They now have to include the cost of taking a write-down on their loan if the buyer defaults. The net effect of higher rates means that the price of the house has to go down if the buyer cannot increase his payment. In Stockton Calif., one house in 25 is now in foreclosure.”

For more on the Mortgage Mess, see ~

http://www.youtube.com/watch?v=HZHIXjQD1vo&NR=1

THE CAUSES & EFFECTS
In Mundane Astrology, planetary transits are seen as affecting large groups of people, nations and populations that inhabit these nations. In light of this, the world transits since 1981 have revealed that a group of “free traders” hiding behind secrecy of building a “new world order” have continued their efforts to manipulate the economies of whole nations. This has been done mainly by forcing legislators throughout the nations of the world to relax, and in many cases, to avoid placing any regulations on the financial markets, banks, insurance, mortgage companies and hedge funds.

Back in the late 1990s, I had run a series of cycle charts on the world economic landscape and was shocked by my findings. For some years prior, I had been disturbed by the rise of the hedge fund player, groups of people who “bet” or gambled on everything financial ~ mainly on Wall Street. These hedge fund groups often gambled millions of dollars on the “rise” or “fall” of a company, or on the futures market and made off with huge pay-offs as a result of their bets.

In late 1996, I began to witness a series of planetary transits related to past cycles of financial speculation and forecasted the fall of the Information Technology market and the NASDAQ Index by the year 2000. That year was the year of a Jupiter-Saturn conjunction in tropical Taurus. Jupiter/Saturn conjunctions occur every 20 years, and are used as markers by mundane astrologers for historical events ~ mostly for the future.

The prior conjunction of Jupiter and Saturn occurred in 1981 in Libra, and coincided with the rise of conservative politicians in England, Canada, and the United States with the election of Ronald Reagan. The emergence of Reagan was a water-shed moment for de-regulation of the financial industry, and is at the heart of the current global financial crisis threatening the world. More on this later.

THE GLOBAL FOOD CRISIS
At this time, transiting Saturn is moving through the tropical constellation of Virgo, which in mundane astrology, rules health, farming and food stocks. In late 2007 and early 2008, speculators raised the price of basic commodities nearly 80% of rice, corn, sugar, cooking oil, and wheat, which doubled in less than a year in a country like Egypt. Combined with the hike and speculation in oil prices, food shortages shot through the roof, and has led to food riots around the world.

Transits have shown that price collusion of commodities traders and speculators have caused this global crisis where people have died fighting over access to rice and bread.

PROBING WORLD FOOD SHORTAGES & PRICE COLLUSION WITH SATURN IN VIRGO ~

See ~ http://www.youtube.com/watch?v=FBhBb3E-V_M&feature=related

http://www.youtube.com/watch?v=n-0wQH8L1a0&feature=related

http://www.youtube.com/watch?v=Piz0GhB8bEY&feature=related

http://www.youtube.com/watch?v=SSWJmq4XC2s&feature=related

http://www.youtube.com/watch?v=aFklx0kfFm4&feature=related

http://www.youtube.com/watch?v=FdjqS1JzeN0&feature=related

The results of the alarming rise in world food prices is hitting most classes, the poor, middle classes, and urban dwellers, who are being forced to change their lifestyles in order to gain access to basic food stocks that have risen because of the evil of speculators in this most important of all world markets.

GLOBAL TRANSITS
By the time the 1981-2000 Jupiter-Saturn conjunction in Libra was coming to an end in the final years of the 20th century in the late 1990s, I discovered a series of world transits that would be kicked off by another Jupiter-Saturn conjunction to take place in May 2000. That conjunction led to a momentous year worldwide in 2000, 2001, 2002 and 2003, which is typical right after such Jupiter-Saturn synods as they affect the Earth several years after their conjunctions or their oppositions.

In 2001 and 2002 we witnessed the peak of the IT and dot-com bubble, which burst mainly due to rampant and wild stock speculation that the technology industry and those involved in it have felt since the collapse of that “bubble.”

The collapse of the technology industry was directly related to the influence of the tens of millions of baby boomers, whose generation flocked en masse into technology and energy stocks, causing the untamed speculation which led to the failure of many tech companies. The tech crash was fueled primarily by this Boomer generation that then left technology and began to invest as a whole into the real estate market, where regulations that have lasted since the 1930s were being removed piece by piece since 1981.

This rush to invest into real estate fueled out of control price hikes, as many rushed to get into real estate speculation and mortgage financing immediate following the tech crashes of 2001-2002. Spurred on by the lack of government regulation, baby boomer investment bankers, insurance companies, commercial banks, mortgage companies, hedge fund players and pension-fund managers began to invest heavily into real estate. The need to create even more of a market for real estate made Wall Street bankers take a page from the government by offering “sub-prime loans” to average Americans, and first-time home buyers. These loans, although blamed for most of the crisis is not the reason for it.

What caused the world financial crisis was the fact that investment banks began to offer these loans in complex packages called mortgage-securities, and then got major insurance companies like AIG to “insure” these loans, which were being offered by financial predators who rakes in thousands of dollars per application while committing mortgage fraud on a scale never before witnessed in the world.

Hedge fund players then bet on these home loans through “derivatives” which is a gamble on if they would rise or fall in price. For years, the prices of real estate properties continued to rise, and more and more people flocked to buy and flip homes, re-financing their properties through credit multiple times to draw cash ~ in effect, using their homes like ATMs due the pressure of mortgage loan officers’ greed for many repeating fees for processing refinancing to feed Wall Street’s hunger for sub-prime and Alt-A mortgages:

See ~ Wall Street Hustlers Built A $100 Trillion House of Cards and Stuck You with the Fallout http://www.alternet.org/workplace/103830/

This conjunction would lead to a major fire trine in the year 2007, which indicated a huge sell-off of stocks to follow in 2008. This was interesting to me since Jupiter-Saturn conjunctions are followed ten years later by Jupiter-Saturn oppositions. Both the conjunction and oppositions of Jupiter and Saturn often signal contractions, or recessions within nations:

1951-52 – opposition
1960-61 – conjunction
1970-71 –opposition
1980-81 – conjunction
1990-91 - opposition
2000-2001 – conjunction
2010-2011 -opposition

In August of 2006, I placed a warning on the Internet of a Saturn-Neptune opposition that took place along the Leo-Aquarius axis. This opposition is a sign of underhanded tactics in business and professional dealings through evading responsibility. This opposition lasted over a year, and resulted in the “Panic of 2007” the first phase of the credit crunch, which surfaced in August 2007. News began circulating during that summer of 2007 that mortgage-backed securities were failing, and the sky-rocketing mortgage failures were building throughout the country as houses were falling in price, and sellers could not unload their properties:

See ~ http://www.youtube.com/watch?v=pDbgUVM98YI&feature=related

See ~ http://www.youtube.com/watch?v=Y-82iJIzZKI&feature=related

See ~ http://www.youtube.com/watch?v=Y3V1WRiaJcU&feature=related

See ~ http://www.youtube.com/watch?v=QVFBojFJTZM&feature=related

The dangers were first warned about in the underground media in the 1990s, but no one was listening except those who knew the housing market was way overpriced by the early 2000s. By March of 2007, U.S. Fed Chairman Ben Bernake was telling Congress that things were fine. Yet, by the summer of 2007, things were not fine at all. The news of the failures of mortgage-backed securities began hitting the news in early summer, and by August 2007 the credit crisis had started in earnest.

Investors rushed home from their vacations and contacted their traders via Blackberries to find out what was happening to their investments. The turmoil caused by the Saturn-Neptune opposition in 2007 was to lead to the fallout in the housing markets in Europe, and the coming failures of banks later that year and into 2008 in the U.S.

The real culprit was that major investment bankers and hedge fund managers, under no regulation, began to gamble billions of dollars on toxic mortgages through derivatives, and then insured them ~ resulting in banking losses around the world in the hundreds of billions of dollars. Some have noted that the total could amount to $60 trillion before the carnage stops.

The seeds of the so-called “sub prime” crisis had its seeds in the United States during the 1980s under the administration of President Ronald Reagan, and continued through the polices of George W. Bush. The 1980s was another decade of wild economic speculation that led to a similar mortgage crash in the American Southwest. This current financial crisis is 10 times larger under the policies of the Bush administration and Republican Party ~ http://www.youtube.com/watch?v=qbzGlVETXlg&feature=related

David Walker, the former comptroller of the U.S. has been warning of the economic fallout affecting the long-term economic health of developed countries ~ http://www.youtube.com/watch?v=25_APRkrXeY&feature=related

These events were foreseen by some mundane astrologers who have noted the planetary configurations relative to the Earth during the first decade of the 21st century. Mainly, the positions of the “superior” or outer planets, which in past centuries have shown direct correlations to events on Earth, affecting many nations. The positions of the planets Jupiter, Saturn, Uranus, Neptune, and Pluto in their positions often forecast great changes affecting the entire planet, and thus, many nations, as is performed through forecasting in Mundane Astrology.

Global transits of the years 2009, 2010 and the next decade indicate powerful changes affecting many aspects of life: including economic. The hardships to come from the corruption of the global financial institutions will extend to nearly every part of the globe and will challenge all of us towards making major life changes. Those who are aware of this, and are able to make the transitions consciously, will do best. Others, who are not, will meet with great barriers and frustrations that will have even longer-term implications into the future.

However, there is hope ahead for many in world for those who choose to make the changes, and adjustments needed to evolve towards a new understanding of one another. With the aging of the Baby Boomer generation, it is time for a new and younger generation to come into power leading and managing public and private institutions. The coming decade of the 2010 sees the beginning of the children born in the 1960s rising to power, and in this is a new hope for the world to help bring an end to many of the unresolved problems of the late 20th century.

The recent U.S. General Election where Barack Obama was elected the 44th President of the United States has come to an end. In between the November 4 election and the January 20, 2009 inauguration of President-elect Obama, the world continues to reel from daily stories of economic collapse.

The collapse of Lehman Brothers, Freddie Mac and Fannie Mae, AIG, Merrill Lynch, Goldman Sachs, Citigroup, Washington Mutual, Wachovia Bank, and a host of other commercial banks in September 2008 added to the international turmoil that has now thrown the countries of Canada, England, France, and Germany into recession. The economic meltdown has also hit the nation of Brazil and the countries of Asia, slowing the Chinese economy and sending the country of Japan into recession.

OVERVIEW: THE 2008 GLOBAL ECONOMIC CRISIS
The September 2008 Crash of Wall Street’s Investment Banks
http://www.youtube.com/watch?v=zxm0Il6SWAk&feature=user

In September 2008, one New York investment bank, Lehman Brothers, filed for bankruptcy protection after losing billions, and another investment bank Merrill Lynch, sold itself to Bank of America for $50 billion. Earlier this year, the U.S. government eased the sale of failing investment bank Bear Stearns to J.P. Morgan Chase. Then, the government had to jump in to take over American mortgage giants Fannie Mae and Freddie Mac.

In September and October 2008, people have been swamped with headlines of the global financial crisis that has swept the globe:

See ~ http://www.youtube.com/watch?v=tHdu3VUv6XU&feature=related

http://www.youtube.com/watch?v=CkfaLl-axMI&feature=related

BEAR STERNS FILES FOR BANKRUPTCY, IS TAKEN OVER
http://www.youtube.com/watch?v=kFI2Wo7gMSE&feature=related

TWO BEAR STERNS EXECUTIVES ARRESTED
http://www.youtube.com/watch?v=LCsVKayewgk&feature=related

MASSIVE MORTGAGE FRAUD ARRESTS & MAJOR INVESTIGATIONS
http://www.youtube.com/watch?v=9fMlGGABcHs&NR=1

http://www.youtube.com/watch?v=UCCBvNE57A8&feature=related

http://www.youtube.com/watch?v=uIeoe1aHInc&feature=related

FANNIE MAE AND FREEDIE MAC LOSES OVER $12 BILLION, TAKEN OVER BY U.S. GOVERNEMENT

http://www.youtube.com/watch?v=fhM9GuQUNZw

http://www.youtube.com/watch?v=v6OhhI6cIp8

http://www.youtube.com/watch?v=LVPTuCTLAik&feature=related

http://www.youtube.com/watch?v=E29qcUcZ7Cg

CITIGROUP BANK LOSES BILLIONS, CUTS THOUSANDS OF JOBS
http://www.youtube.com/watch?v=Qp6Ehm4zIxQ&feature=related

http://www.youtube.com/watch?v=toSfPdvoTiY&feature=related

FOURTH LARGEST INVESTMENT BANK IN THE WORLD, LEHMAN BROTHERS FILES FOR BANKRUPTCY FIRING 26,000 EMPLOYEES AND LOSING BILLIONS
http://www.youtube.com/watch?v=H9LOYsYbkXY&feature=related

http://www.youtube.com/watch?v=TFQ0uvobxDE&feature=related

http://www.youtube.com/watch?v=KE5VUPOUOKo&feature=related

http://www.youtube.com/watch?v=pRiH6KPtqjY&feature=related

http://www.youtube.com/watch?v=kQuTSlGivFc

http://www.youtube.com/watch?v=Ut8JsZpwE0s&feature=related

http://www.youtube.com/watch?v=cV6BvriTsc8&feature=related

LEHMAN CEO, RICHARD FULD, KNOWN AS THE ‘GORILLA’ GRILLED FOR TAKING HOME $480 MILLION AFTER HIS COMPANY GOES BANKRUPT
http://www.youtube.com/watch?v=BKsixRnJwj4

http://www.youtube.com/watch?v=Rs7eUlgXIes&feature=related

JB MORGAN CHASE ACCUSED OF FREEZING FUNDS OF LEHMAN BROTHERS
http://www.youtube.com/watch?v=y1qXUvYADug&feature=related

HISTORY OF JP MORGAN’S INFLUENCE IN BANKING
http://www.youtube.com/watch?v=3sGs8eFld1U&feature=related

MERRILL LYNCH SOLD TO BANK OF AMERICA
http://www.youtube.com/watch?v=dCJobbv_0_Y&feature=related

http://www.youtube.com/watch?v=SWmFdHODO-c&feature=related

AIG FILES FOR BANKRUPTCY IS BAILED OUT BY U.S. GOVERNMENT
http://www.youtube.com/watch?v=X68Bbxzo5ZE&feature=related

http://www.youtube.com/watch?v=jnIMhYWdO2I
http://www.youtube.com/watch?v=UnL_JYv3pAE&feature=user

U.S. BAILOUT PLAN REJECTED BY HOUSE OF REPRESENTATIVES, MARKETS PLUNGE. NEW SCRAMBLE TO SOLVE CRISIS
http://www.youtube.com/watch?v=pjYpqFDi0h8&feature=related

http://www.youtube.com/watch?v=74oCygEly4Q&feature=user

http://www.youtube.com/watch?v=M0HwNrCNAGw&feature=related

CRISIS HITS BRITISH AND EUROPEAN BANKS AS U.S. SEALS BAILOUT DEAL
http://www.youtube.com/watch?v=TCRjMR_NY9s

http://www.youtube.com/watch?v=fCYEwGQR5f8&feature=related

http://www.youtube.com/watch?v=n5gYYPVVLDo

http://www.youtube.com/watch?v=CWx5ZynXl-s&feature=related

http://www.youtube.com/watch?v=k8gYRzgpy-g&feature=related

ASIAN MARKETS JITTERY
http://www.youtube.com/watch?v=CWx5ZynXl-s&feature=related

http://www.youtube.com/watch?v=CkfaLl-axMI&feature=related

U.S. COMMERCIAL BANKS BEGIN TO FAIL, CUSTOMERS RUN ON BANKS
http://www.youtube.com/watch?v=IVRgZ9LizZQ&feature=related

http://www.youtube.com/watch?v=In9rbjeH1-4&feature=related

http://www.youtube.com/watch?v=Z5AfVVk8KJk&NR=1

http://www.youtube.com/watch?v=oiI_ClEBdX4&NR=1

http://www.youtube.com/watch?v=NhkT7TBr-1c&feature=related

http://www.youtube.com/watch?v=PZXB0lfJniA&feature=related

http://www.youtube.com/watch?v=QUSGJwBbekA&NR=1

http://www.youtube.com/watch?v=0U4N88cKfp0

http://www.youtube.com/watch?v=g-Xsk5HsELE&feature=related

http://www.youtube.com/watch?v=QHlcx9U3Yxs&feature=related

http://www.youtube.com/watch?v=49lwl7CXB_A&feature=related

FDIC BORROWS FROM THE U.S. TREASURY
http://www.youtube.com/watch?v=4XBxYOFHfoo

END OF THE WALL STREET INVESTMENT BANK.
On September 21, New York investment banks Goldman Sachs and Morgan Stanley abandoned their status as investment banks in a move marking the end of an era on Wall Street.

For more, see ~ http://business.timesonline.co.uk/t...ectors/banking_and_finance/article4800550.ece

ICELAND GOES BROKE, THREE MAJOR BANKS GO UNDER
Iceland goes broke. The country of Iceland and its failing currency, the Krona, is on the brink of collapse with the failure of three of the country’s biggest banks ~

http://www.youtube.com/watch?v=ajw1XgaVOv4&NR=1

http://www.youtube.com/watch?v=IF0XMpHdgXw&feature=related

See ~ http://news.yahoo.com/s/nm/20081013/bs_nm/us_financial_iceland_2;_ylt=AvbbNb1krkw9SjZ9P3K2mjxv24cA

Icelanders public anger at collapse of country’s economy ~

http://www.youtube.com/watch?v=fW87HZC2NaA&feature=related

http://www.youtube.com/watch?v=jxX_PMU1HBg&feature=related

http://www.youtube.com/watch?v=CMb8K3BDyvs

FEAR RUNS WILD
http://www.youtube.com/watch?v=FwGUTGCvz7I&feature=related

The causes of the current troubles afflicting the world stem from the overbearing and corrupt practices within the financial community since the 1980s when free traders in the United States, and other western nations began to de-regulate the financial community see ~ http://www.mcclatchydc.com/election2008/story/52559.html

The seven years since the year 2001 has revealed massive levels of fraud from widespread and dishonest economic practices that have distorted and altered many markets: from high oil prices, failing mortgage and housing markets, a crashed credit market, banking failures, and exorbitant commodities prices that have made basic food stuffs unaffordable to tens of millions of people worldwide.

Throughout 2007 and 2008 businesses have suffered, attempting to remain operational despite higher energy prices, and tight credit markets, which are now forcing many companies to lay off thousands of workers, or to shut down their operations for good.

Rising foreclosures in Europe and North America are forcing families out of their homes, as banks repossess properties that were caught up in the worldwide mortgage-securities scandals that have led to hundreds of banks losing tens of billions of dollars, and led to the fall of the once mighty Bear Stearns investment bank of New York in early 2008, and the resulting U.S. government and Federal Reserve bailout plans of government sponsored enterprises (GSEs) like Fannie Mae and Freddy Mac.

The resultant financial “Panic of 2007 & 2008” has renewed fears of inflation rising in many countries, including the United States, if central bankers do not correct what many have said is the fault of central banks, and government regulators: their failure to enforce financial governing regulations and laws abused by wild-eyed hedge fund managers and financial speculators who have driven up the cost of everything from oil prices, food prices, and caused the real estate markets in the United Kingdom and North America to collapse. Many economists have said that they have not seen an economic shock like the current one since the days of the worldwide Great Depression of the 1930s.

See ~ http://www.youtube.com/watch?v=BdH0-kcoAqw

For an alternative viewpoint on the political and social ramifications,
See ~

http://www.youtube.com/watch?v=zxm0Il6SWAk&feature=user

http://www.youtube.com/watch?v=zxm0Il6SWAk&feature=user

WHAT TO DO IN 2009-2014
The toughest years resulting from the massive corruption in the leveraging of the U.S. economy will begin in earnest in the fall months of 2008 and will extend to the mid-2010s. In this time period, we can expect to read of more cities and states around the world cutting back on public works projects, with the exception of the United States, which, according to transits, will start a massive series of programs to stimulate the U.S. economy, and the global economy with deficit spending in the manner to greatly expand the movement of money in the united states and worldwide.

However, expect to see such stories like the one below where governors and mayors seek Washington’s help to help cities with huge debts in the billions, forcing cities to close down schools, libraries and to cut back on public works projects ~

http://www.washingtontimes.com/news/2008/nov/14/three-big-city-mayors-seek-share-of-bailout-1/

The new Obama Administration and Congress will seek to strengthen and reintroduce the 1933 Glass-Steagall Act, which was Franklin D. Roosevelt’s “New Deal” legislation that prohibited banks, investment houses, and insurance companies from merging into one corporation. This important act was struck down in 1999, led by former Republican Senator Phil Gramm, now the lead consultant for Swiss-banking giant UBS, which is under federal investigation for its role in the massive leveraging of whole economies and for spiriting away tens of billions of dollars out of the United States stored in secret Swiss bank accounts. Gramm was interviewed and called the U.S. a “nation of whiners,”

See ~ http://www.youtube.com/watch?v=2NVjq2py7BA

The years 2009, 2010, and 2012 will feature an unprecedented criminal probes and investigations in multiple cases of financial corruption and illegal trading and leveraging of investments. One figure put the global loss at nearly 600 trillion dollars! Expect a rapid introduction of multiple forms of financial reform legislation and regulatory laws that were stripped gradually in the 1980s and 1990s by U.S. legislators working for their financial bosses to come back into vogue starting in 2009.

However, as we have seen, the critical damage to the global economy has already been done.

In order to prepare for the effects of the economic meltdown, it is essential to gain insight, and advice through forecasting of the methods and ways to not only survive the coming decade of the 2010s, but how to change one’s life to successfully navigate what will be a deep global depression ~ the first one since the Great Depression of the 1930s.

It will take a decade or more for the world economy to make the transition from the late 20th century economy more fully into a 21st century economy, and there will be pain for many millions of people worldwide.

Expect to see a rise in public protests and demonstrations worldwide over the next several years with anger spreading through many nations as the revelations of the financial corruption becomes more exposed.

There will be darker days ahead. World transits clearly show that the years 2009, 2010, and 2011 are among some of the most difficult years resulting from the initial fallouts from the Panic of 2007 and the Economic Meltdown of 2008. For many countries the economic depression will last into the mid-2010s and will cause revolutions to take place in some nations as a result of public anger of mismanagement and corruption within governmental and financial institutions.

My advice to those reading this are formed from my calculations of the global transits from 2009 to the mid-2010s and the influences on the Earth’s population. Realize that the world has entered a new era. In order to make successful transitions into this new age, it is very important for those reading this to make preparations now to survive the coming years of challenges and hardship as a result of the worldwide economic meltdown:

 Think and Act for the long-range, and plan for making life transitions before 2011
 Form new alliances with people of similar interests
 Rediscover New Economic Ways of Living
 Baby Boomers Should Plan Now For Retirement
 Generation X Begins Entering Leadership Roles
 Younger Workers Must Expand Their Skill Bases
 Expect Immense Growth in Occupational Jobs & Services
 Take part in building healthy and active social networks
 Barter talents, skills & services
 Increase tolerance for points of view
 Avoid those who are unreliable and have ulterior motives
 Take part in humanitarian causes
 Look for new business opportunities
 Avoid scam artists in a recessionary economy
 Promote new ways of doing business with other businesses

One of the most important ways to do this is to gain an understanding of the ways the world is about to change, and to talk to others in your family and social circles about how they can also make the transition into the next decade.

To Understand More of the Facts Behind the Economic Meltdown, see ~

Anatomy of The Economic Meltdown

http://www.alternet.org/workplace/1..._behind_the_$700_billion_bailout/?page=entire

http://www.youtube.com/watch?v=_Vb9oCKFt8k&feature=related

http://www.youtube.com/watch?v=cYRTQHxEmKk
 
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Awakened_Pisces

Well-known member
Thanks as always for your wonderful insight, and although I'm not a part of any major job or anything, It's extremely important that I do these things now. Because in just 2 short years, I will be studying in College. Hopefully, abroad :D
 

Theo

Banned
Two More California Banks Fail

Federal Regulators Shut Two California Thrifts
By MARCY GORDON, AP Business Writer Marcy Gordon

November 20, 2008--WASHINGTON – Federal regulators on Friday shut down two big thrifts based in Southern California, saying they fell victim to the acute distress in the housing market in that state.

The failures of Downey Savings and Loan Association, based in Newport Beach, and PFF Bank & Trust of Pomona brought the number of U.S. bank failures this year to 22.

The Federal Deposit Insurance Corp. was appointed receiver of the two thrifts. U.S. Bank, based in Minneapolis, acquired all the deposits of both.

Downey, the 23rd-largest U.S. savings and loan, had assets of $12.8 billion and deposits of $9.7 billion as of Sept. 30. PFF, the 38th-largest, had assets of $3.7 billion and $2.4 billion in deposits.

Also Friday, Georgia regulators shut down The Community Bank, a small bank in Loganville, Ga. The FDIC was made receiver of the bank, which had $681 million in assets and $611.4 million in deposits as of Oct. 17. The FDIC said all the bank's deposits and about $84.4 million of its assets will be acquired by Bank of Essex, of Tappahannock, Va. Its four branches will reopen Monday as offices of Bank of Essex.

The Office of Thrift Supervision, the federal regulator for the two California thrifts, said they both suffered mounting losses since last year. Downey's business focused on nontraditional, high-risk home mortgages such as payment-option and adjustable-rate loans.

The Treasury Department agency recently boosted the minimum capital requirements for the parent, Downey Financial Corp., as the company struggled with the slumping mortgage market. Downey was hit hard by rising mortgage defaults, especially in its option adjustable-rate mortgage holdings. Option ARMs allow customers to choose a different payment option each month — including a payment that is smaller than the interest due on the loan.

Option ARMs have been among the worst-performing loans during the downturn in the real estate market.

PFF, established in 1892, had a large concentration of housing construction loans hit hard by the deteriorating real estate market on the West Coast, the thrift agency said.

"The closing of these two thrifts once again demonstrates the tremendous impact of the housing market distress on the state of California," said John Reich, director of the Office of Thrift Supervision, in a statement. This year, four of the five failures of institutions regulated by the agency — and all the ones of significant size — had major concentrations in housing finance business in California, he said.

In July, another big savings and loan, IndyMac Bank based in Pasadena, Calif., failed and was seized by regulators with about $32 billion in assets.

The FDIC estimated that the resolution of Downey will cost the federal deposit insurance fund about $1.4 billion, while that of PFF will cost an estimated $700 million.

Regular deposit accounts are now insured up to $250,000 as part of the financial rescue law enacted in early October.

The 22 bank failures so far this year compare with three for all of 2007 and are far more than in the previous five years combined. It's expected that many more banks won't survive the next year of economic tumult. The pressures of tumbling home prices, rising mortgage foreclosures and tighter credit have been battering many banks, large and small, nationwide.

This year's failures also include Seattle-based thrift Washington Mutual Inc. in late September, the biggest bank collapse in U.S. history. It had $307 billion in assets.

The FDIC estimates that through 2013 there will be about $40 billion in losses to the deposit insurance fund, including an $8.9 billion loss from the failure of IndyMac Bank. The FDIC is raising insurance premiums paid by banks and thrifts to replenish its fund, which now stands at around $45.2 billion, below the minimum target level set by Congress and the lowest level since 2003.

On Friday, the FDIC formally approved a program to guarantee as much as $1.4 trillion in U.S. banks' debt for more than three years as part of the government's financial rescue plan. Under the program, meant to thaw the freeze in bank-to-bank lending, the FDIC will provide temporary insurance for loans between banks — except for those for 30 days or less — guaranteeing the new debt in the event of payment default by the borrowing bank.

The FDIC also will guarantee deposits in non-interest-bearing "transaction" accounts by removing the current $250,000 insurance limit on them through the end of next year. That could add as much as $500 billion to FDIC-backed deposits.

Well over half of the roughly 8,500 federally insured banks and savings and loans are expected to tap the FDIC's temporary guarantees.

Of the 8,500 federally insured banks and thrifts, the FDIC had 117 on its internal list of troubled institutions as of June 30, a five-year high. The agency doesn't disclose the banks' names.
 

Theo

Banned
Confusedpisces said:
Thanks as always for your wonderful insight, and although I'm not a part of any major job or anything, It's extremely important that I do these things now. Because in just 2 short years, I will be studying in College. Hopefully, abroad :D

You're welcome.
 

McKena

Member
Hi, new to the scene. What a wonderful, insightful list you have compiled. Thank you for all the work, tremendously helpful.
 
Theo -- good articles, especially the advice portion. The people of the USA are now the proud owners (through our government) of shares of GM (government motors?), which is slipping over the edge of bankruptcy and about to default on its bondholders. Would you take an offer of shares in a company that is going belly-up in place of the corporate bonds you bought in good faith? Neither would I.
We are all facing an economic squeeze in every way possible. Food banks are running out of food to supply empty pantries because people who had contributed to them are now coming to them for help. (Glad I bought that freezer!) Animal shelters are overloaded with pets that families can no longer support. It's either getting down to the wire, or already there, for a lot of people.
This is an edited quote from MMA Cycles weekly preview:
Next Friday, June 5, the transiting Sun starts its translation of a T-square to both Saturn and Uranus, lasting through June 17. This brings up the principles of the Saturn-Uranus oppostion, which is a long-term 45-year cycle associated with financial collapse and crisis, which started in September 2008 and continues to plague all of us. It is likely to continue to impede any real recovery until well into 2010, when Jupiter and Mars will both translate the Saturn-Uranus opposition, July to August 2010.
There is more on the MMA Cycles website, and the weekly preview is free online. My reaction to the current report is "buckle your seatbelts, it's gonna be a bumpy ride." (Was that a line Bette Davis spoke?)
 

Theo

Banned
Theo -- good articles, especially the advice portion. The people of the USA are now the proud owners (through our government) of shares of GM (government motors?), which is slipping over the edge of bankruptcy and about to default on its bondholders. Would you take an offer of shares in a company that is going belly-up in place of the corporate bonds you bought in good faith? Neither would I.
We are all facing an economic squeeze in every way possible. Food banks are running out of food to supply empty pantries because people who had contributed to them are now coming to them for help. (Glad I bought that freezer!) Animal shelters are overloaded with pets that families can no longer support. It's either getting down to the wire, or already there, for a lot of people.
This is an edited quote from MMA Cycles weekly preview:
Next Friday, June 5, the transiting Sun starts its translation of a T-square to both Saturn and Uranus, lasting through June 17. This brings up the principles of the Saturn-Uranus oppostion, which is a long-term 45-year cycle associated with financial collapse and crisis, which started in September 2008 and continues to plague all of us. It is likely to continue to impede any real recovery until well into 2010, when Jupiter and Mars will both translate the Saturn-Uranus opposition, July to August 2010.
There is more on the MMA Cycles website, and the weekly preview is free online. My reaction to the current report is "buckle your seatbelts, it's gonna be a bumpy ride." (Was that a line Bette Davis spoke?)

Thanks Moonshadow. It's going to take at least another several years for the U.S. to emerge out from this crisis, according to the world transits. Next year - 2010 - is a year of transition for the entire planet, and by 2011, with Jupiter and Uranus entering tropical Aries, the transition will be over, and the new era will have started.

In the meantime, it's not a good time between now and March 2011 to start anything "new." Most people trying to do this will most likely not be able to follow through until the Cardinal Climax transits are over with by 2011, for the most part.

Summer 2010, as you pointed out, will see Mars and Jupiter translate the energies of the Saturn/Uranus opposition. Next year is the peaking of the Cardinal Climax energies through late degrees of the mutable signs of Virgo & Pisces at that time. It translates more into Aries & Libra as 2011 draws closer.

So this makes 2010 a very important year. We will see some "previews" of 2011-12 in 2010 with the transits of Saturn in square aspect to Pluto at the end of 2009, and into April of 2010, so this helps people to be able to make changes with ideas of trends for the next decade.

It is better to transition gradually, planning for the next decade in layers, while easing oneself into new careers, jobs, and relationships along the way. Too many people will be in transitional cycles of their own to be able to fully commit to anything until March 2011, which is a better astrological time to then initiate new goals and projects planned for from 2009 and 2010.

Many of the influences are transpersonal - meaning that larger scale forces beyond the control of individuals are having an undue influence on their lives, making things more difficult to achieve. The frustration levels are an influence of the outer planets in hard aspect to one another, especially in 2010, and then from 2012-2015 with the seven exact square aspects between Uranus/Pluto.

The best way to navigate all this is to do the best that you can to make adjustments with the 2010s in mind - planning for new situations, careers, and personal and professional relationships by being creative and looking forward to the "new" rather than depending on the outworn. Most structures of the 20th century are dissolving through Pluto's transformational transit in early tropical Capricorn, but it will not be fully completed until Neptune is deeper within Pisces in the late 2010s.
 

Nexus7

Well-known member
I think we (most places in the world) will have to find new ways to respond to in the world. I have been trying to make contact within he community a little more, but it can be a pretty dog-eat-dog world here - I have seen some terminal selfishness and competitiveness here.

I don't think there will be anything for when I retire, or there will be very little. I just hope to be fit enough not to become totally inactive anyway.
 
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Theo

Banned
I think we (most places in the world) will have to find new ways to respond to ihe world. I have been trying to make contact within he community a little more, but it can be a pretty dog-eat-dog world here - I have seen some terminal selfishness and competitiveness here.

I don't think there will be anything for when I retire, or there will be very little. I just hope to be fit enough not to become totally inactive anyway.

Hi Nexus, it's a shame to hear that, however, with the global transits of this past June and early July, I'm not surprised to hear it. Venus and Mars continue to be within orb of the star Algol, which is also in square aspect globally to the Jupiter/Chiron/Neptune stellium in tropical Aquarius, and opposed to the Vertex in Scorpio, which has been involved in this T-square from Venus/Mars/Algol to the stellium in Aquarius.

We've seen the influences via inclinations throughout the world in the rises in mortality, and in violent crimes, and riots. The effects through individual's lives would be the continued stresses from the Saturn/Uranus opposition, along with the Algol square to the stellium in Aquarius.

The pressures on people will continue through this year, and into 2010, with some relief coming with Jupiter's entry into tropical Pisces in January 2010. The months from January through June 2010 does allow some relief before the Cardinal Climax transits of July/August 2010 begin, so there's some time to make progress starting six months from now.
 

Nexus7

Well-known member
Hi Nexus, it's a shame to hear that, however, with the global transits of this past June and early July, I'm not surprised to hear it. Venus and Mars continue to be within orb of the star Algol, which is also in square aspect globally to the Jupiter/Chiron/Neptune stellium in tropical Aquarius, and opposed to the Vertex in Scorpio, which has been involved in this T-square from Venus/Mars/Algol to the stellium in Aquarius.

We've seen the influences via inclinations throughout the world in the rises in mortality, and in violent crimes, and riots. The effects through individual's lives would be the continued stresses from the Saturn/Uranus opposition, along with the Algol square to the stellium in Aquarius.

The pressures on people will continue through this year, and into 2010, with some relief coming with Jupiter's entry into tropical Pisces in January 2010. The months from January through June 2010 does allow some relief before the Cardinal Climax transits of July/August 2010 begin, so there's some time to make progress starting six months from now.

Well, maybe that explains a lot. All the stellium and Taurus activity is involving my Jupiter. Transit Saturn is on my Sun/Moon midpoint, now the Pluto transit to Saturn is making its last move.

This morning, an old lady got on the bus, there were seats behind me and next to me, but when she decided she wanted mine out of all the spare seats, she started muttering and cursing and after heaving her body behind me, she started shouting and yanked - hard - at my hair. And no, as far as I am concerned, neither Algol nor full moons are any excuse for that.

Just seemed a bit ironic, to find my hair getting pulled by avenging plutonic geriatrics, somehow.
 
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waybread

Well-known member
Theo, just a reminder that advertisements for your professional services belong on the Advertisements board. You may post a link to your own website as your signature, but may not advertise your services on other threads, so please modify it.

Also, we require quotations from other sources to be cited within the body of your message. If these sources are on line, provide the link. The moderators will delete verbatim excerpts of over 100 words, after fair warning.

But I do love your recommendation, "Avoid unreliable people."
 
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Theo

Banned
Well, maybe that explains a lot. All the stellium and Taurus activity is involving my Jupiter. Transit Saturn is on my Sun/Moon midpoint, now the Pluto transit to Saturn is making its last move.

This morning, an old lady got on the bus, there were seats behind me and next to me, but when she decided she wanted mine out of all the spare seats, she started muttering and cursing and after heaving her body behind me, she started shouting and yanked - hard - at my hair. And no, as far as I am concerned, neither Algol nor full moons are any excuse for that.

Just seemed a bit ironic, to find my hair getting pulled by avenging plutonic geriatrics, somehow.

Most likely not, but in these times, with people so certain of their own projections onto others, you will see this throughout the globe with these kinds of influences since Saturn's positions and aspects to the other outer planets, and of course to those of the stars as well.
 

Theo

Banned
Theo, just a reminder that advertisements for your professional services belong on the Advertisements board. You may post a link to your own website as your signature, but may not advertise your services on other threads, so please modify it.

Also, we require quotations from other sources to be cited within the body of your message. If these sources are on line, provide the link. The moderators will delete verbatim excerpts of over 100 words, after fair warning.

But I do love your recommendation, "Avoid unreliable people."

Thanks Waybread. I will do that.
 

unusual_suspect

Well-known member
Hi Theo, I have been thinking a lot about the economic collapse and if it is anything to do with the procession of the equinoxes and entering in to the Age of Aquarius, this is meant to be the age of revealing is it not?

Perhaps the old structures will crumble and Pluto in Capricorn will herald an unveiling of the occult underworld of the elite class? Just a thought anyway.
 

Awakened_Pisces

Well-known member
Pluto in Capricorn should definately be very significant. I wonder of the beautiful children being born with Pluto in such a stronghead sign :). Many of them will hopefully take action and lead the world whereas the Babyboomer's have failed in that department.
 

FreeVirgo

Active member
I was doing some research on pluto and generations and found scorpioptic "children" bring about transformational progress in regards to government and social change. The last time Pluto was in Capricorn, the US was born but the pioneers of the new country (justice, liberty, and freedom for all-though it seems that this only aplies for the rich or elite now) were scorpio children. What I find interesting is that we are fighting the elitist (worldwide) for egual freedom. The new scorpio children 1984-5 to 1995 will bring this movement out again when pluto is in capricorn. These children are now 14 to 25 and are coming into their own.

I just recently got into mundane astrology. The saturn uranus opposition has caused many turbulant times in the last century (total of 3 transits in 100 years) 1918-1919 (uranus-aqua, pisces; saturn leo,virgo), the first world war ended, super flu killed over one hundreds of thousands people. The world was unsettled to only go into the second world war in the 1930's. The next one 1966-67 (uranus -virgo; saturn-pisces), the anti war movement was becoming strong in the US, hippie era was a big part of the social rhealm. Experimentation of psychedelic drugs. The old (saturn) fought against the new (uranus). The peaceful rally's became violent with resistance by police. The one we are experiencing now is more economical hardships and resistance between the old and new. Pluto adds flavor to this opposition like it did in the sixties (virgo) and now today (capricorn)

I would need to do more research on this, this is just general for now....
 

FreeVirgo

Active member
Pluto in Capricorn should definately be very significant. I wonder of the beautiful children being born with Pluto in such a stronghead sign :). Many of them will hopefully take action and lead the world whereas the Babyboomer's have failed in that department.

You are forgetting about the generations in between. The baby boomer generation consists of leo and virgo in pluto. But you have the scorpio (ruler) children that will do the work to create a more balanced government that will be seen in pluto in capricorn. The Libra children are make ways for these scorpio children to make the changes that are needed for our societies.

The baby boomers beared (sp) the fruits of prior generations work to have what they did. I think that capricorn children will be like the baby boomers where most of the work will have been done before they experience society as young adults..
 
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waybread

Well-known member
There are basically two definitions of baby boomers. The US birth rate was fairly high during most of its history but was low during the years of the Depression and 2nd World War.

1. One def. is for people born between 1946 and 1955--the first decade after WWII. Some parents have children over more than one decade, but this period essentially captured returning soldiers and wives anxious to start families after the disruption of the war.

2. The other definition is more demographic. The US birth rate really took off after WWII. But it continued high among native-born Americans until about 1964, when it started to drop; probably due to the widespread adoption of the then-new birth control pills. Today the US birth rate remains low among native-born Americans but is higher overall due to new immigrants, who tend to be in their child-bearing years and from backgrounds [such as Hispanic Catholic] that encourage large families.

Astrologically, there is no "baby boom generation" that accurately brackets either definition.

Pluto entered Leo in 1938, well before the end of WWII and the start of the baby boom by either measure. It exited Leo in 1957-58 and stayed in Virgo until 1971, well after the noticeable decline in birth rates.

The other outer planets don't match up much better in terms of bracketing either definition of the baby boom.

Neptune entered Libra in 1942-43. From 1955 to 57, it went retrograde back and forth, finally staying in Scorpio in 1957.

Uranus entered Gemini in 1942, finally exiting in in 1949. It first entered Cancer in 1948, finally leaving in in 1956.

One might stretch baby boom definition #1 a bit to allow for a 12-year period of post-War family creation ending around 1957-58 with sign changes for Pluto, Uranus and Neptune. No problem with that, but then the start dates are still significantly off 1946 (the war ended in May, 1945... plus 9 months gestation!)
 
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